BETTER is the AI-powered savings and investment platform for entrepreneurs. We keep 0.01%. You keep the rest.
Right now, when you put money aside as a freelancer or small business owner, your bank gives you almost nothing in return. They take your deposits, invest them at 4-5% in the market — and pass on 1% to you if you're lucky. The rest? That's their margin.
Nobody built a serious savings and investment platform for the 300 million micro-businesses worldwide. Banks won't — because small deposits on slim margins don't fit their cost model. We don't have their cost model.
Average savings rate for business accounts
We pass the returns to you. We keep 0.01%.
Three things that make BETTER impossible for traditional banks to copy.
We pool deposits from 50 countries into one global fund — giving micro-businesses the same investment power as a multinational. Scale is our unfair advantage.
We survive on volume, not margin. 1 bp on billions beats 50 bp on millions — every time.
Your BETTER Agent allocates, rebalances, and optimizes — so you don't have to think about it.
Withdraw anytime, no penalties, no waiting periods. Your money is your money — we just make it work harder while it's here. Connected to your existing bank, not replacing it.
Good morning, Sarah
Your BETTER Agent
Total balance
EUR 24,830
Agent activity
Rebalanced portfolio
Moved EUR 2,100 to higher-yield fund
New opportunity found
3-month bond at 5.1% — auto-allocated
Connect once. Your BETTER Agent takes it from there.
Link your existing bank in 6 minutes. We don't replace your bank — we sit on top of it.
AI analyzes your cash flow, identifies idle money, and puts it to work in diversified global funds. Automatically.
Real-time dashboard. Full transparency. No lock-in. Your Agent rebalances daily — you check in when you want.
Their business model depends on that spread. Ours doesn't.
We partner with local banks and plug in. They spent decades building infrastructure we don't need to own.
Banks see them as too small. We see the largest untapped deposit pool on the planet.
Freelancers, solo founders, micro-businesses with 1-10 people. You're growing a company — you shouldn't need to become a financial analyst on the side.
"I had EUR 40K sitting in a business account earning 0.3%. BETTER moved it to a diversified fund, and I didn't have to do a thing. That's four extra months of runway I didn't know I had."
Sarah Verhoeven
Freelance UX designer, Amsterdam
Connect in 6 minutes. No paperwork. No lock-in. Free to use.
No credit card required. Regulated in the EU. Your funds are always yours.